Class code 5022 is masonry’s home code — brick, block, and stone construction. It’s a higher-rated construction class, which makes the boundaries with concrete work, plastering, and tile setting worth real attention. Get multiple quotes within minutes.

Who falls under code 5022

Masons and helpers laying brick, block, and stone. Concrete flatwork, poured foundations, plastering/stucco, and tile setting each carry separate codes — mixed-trade crews need documented splits.

The misclassification traps

• Concrete or stucco work absorbed into 5022 when it may rate differently
• Cleanup laborers and material handlers classified inconsistently between jobs
• Uninsured subs charged to your audit — masonry’s sub-heavy culture makes certificate collection essential

What drives your 5022 premium

Payroll in the class, your experience mod, state rates for 5022, and carrier appetite — which varies more for this class than owners expect. In a high-rate class, the experience mod moves more dollars — masonry contractors benefit disproportionately from claims management and mod review. The fix for all of it is the same: accurate payroll split by class, clean documentation, and multiple carriers quoted side by side. See our full class code directory.

Frequently asked questions

What is workers’ comp class code 5022?

Code 5022 covers masonry construction — brick, block, and stone work. Concrete, plastering, and tile work carry separate codes, and because masonry rates high, payroll splits, certificate collection from subs, and experience-mod management all carry outsized value.

Can one business have code 5022 and other class codes?

Yes — most businesses carry multiple class codes with payroll split among them. The rules for when payroll can be divided are strict and state-specific, which is exactly where a comp-focused agency earns its keep at audit time.

Think you’re misclassified — or overpaying? We review classifications as part of every quote. Get multiple quotes within minutes.