CARRIER PARTNER
biBERK Workers’ Compensation Insurance
Berkshire Hathaway’s direct small-business insurer — with Berkshire financial strength behind every policy we place.
Founded
Berkshire Hathaway
AM Best Rating
A++ group strength
Best For
Value-focused small business
Pay-As-You-Go
Yes
About biBERK
biBERK is the small-business insurance arm of Berkshire Hathaway, created to bring the group’s legendary financial strength to main-street employers at direct-style pricing. Workers’ compensation is one of its core products, available across most states and a wide range of low- and mid-hazard classes.
The pitch is simple: Berkshire Hathaway’s A++ group financial strength, streamlined digital service, and pricing that cuts out layers of distribution cost. For many small accounts, biBERK lands among the most affordable quotes on our comparison sheet.
Why businesses choose biBERK
Berkshire Hathaway strength
Part of the Berkshire Hathaway Insurance Group — among the strongest balance sheets in world insurance.
Direct-style pricing
A lean model that often produces standout pricing for clean small-business accounts.
Simple digital servicing
Online quotes, certificates, and policy changes without phone-tree friction.
Broad state availability
Writes comp in most states, handy for small businesses expanding across a state line.
Billing and pay-as-you-go options
biBERK offers monthly payment plans and payroll-based reporting options that keep premium aligned with actual payroll. Low down payments and digital self-service make it one of the lower-friction carriers to manage during the policy year.
Who biBERK fits best
biBERK suits value-focused small businesses in office, retail, service, and lighter trade classes that want strong financial backing at a lean price. Higher-hazard work, complex operations, or accounts wanting hands-on loss control are better matched with our national carriers — the comparison shows you the trade.
Is biBERK the right carrier for your business?
No single carrier wins every class code in every state. As an independent agency, we quote biBERK head-to-head against the rest of our carrier lineup — so you see who actually prices your payroll best.
biBERK workers’ comp FAQs
Who is biBERK owned by?
biBERK is part of the Berkshire Hathaway Insurance Group, giving its small-business policies the backing of one of the strongest insurance organizations in the world (group companies rated A++ by AM Best).
Is biBERK good for workers’ comp?
For low- and mid-hazard small businesses, biBERK frequently delivers among the most competitive workers’ comp pricing available, backed by Berkshire Hathaway financial strength and simple digital servicing.
How do I get a biBERK quote?
Provident Financial Group includes biBERK in our multi-carrier comparison — one application, up to a dozen markets. Call 866-964-6660 or request a quote online.
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