CARRIER PARTNER
Travelers Workers’ Compensation Insurance
The largest workers’ comp writer in the nation, with an A++ balance sheet — compared against our full carrier lineup on every quote.
Founded
1853
AM Best Rating
A++ (Superior)
Best For
Contractors & mid-market
Pay-As-You-Go
Yes
About Travelers
Travelers has written insurance since 1853 and is consistently the #1 workers’ compensation carrier in the United States by premium volume. Its A++ AM Best rating is the highest grade issued, and its scale shows in the depth of its risk-control and claims resources.
Travelers stands out for employers with real exposure — construction trades, manufacturers, wholesalers, and growing mid-market companies — where its industry-specialized underwriters, nurse case managers, and return-to-work programs materially change what a claim ends up costing.
Why businesses choose Travelers
#1 comp writer in America
More workers’ comp premium than any other U.S. carrier — that scale translates into stable pricing, deep state filings, and underwriters who have seen your class code before.
A++ financial strength
AM Best’s highest rating. When a serious claim pays out over decades, the carrier’s balance sheet matters — and none is stronger.
Construction expertise
Dedicated construction underwriting and risk-control teams, which is why Travelers is often the sharpest quote for established contractors with good experience mods.
Claim outcomes
Nurse case management, a large medical network, and structured return-to-work programs that shorten claims and protect your experience mod.
Billing and pay-as-you-go options
Travelers offers flexible installment plans and payroll-reporting billing options that function like pay-as-you-go for qualifying accounts, drawing premium from reported payroll rather than a fixed annual estimate. Larger accounts can access loss-sensitive programs — retros and deductibles — as payroll grows.
Who Travelers fits best
Travelers is usually strongest for established businesses with more than a handful of employees: contractors, manufacturers, distributors, and mid-market firms that value claim handling and risk control as much as price. Brand-new ventures and very small payrolls are sometimes better served by our small-business and insurtech markets — we quote both sides so you can see the difference.
Is Travelers the right carrier for your business?
No single carrier wins every class code in every state. As an independent agency, we quote Travelers head-to-head against the rest of our carrier lineup — so you see who actually prices your payroll best.
Travelers workers’ comp FAQs
Is Travelers a good workers’ comp carrier?
Travelers is the largest workers’ compensation insurer in the U.S. and carries an A++ (Superior) rating from AM Best — the highest awarded. It is especially strong for contractors, manufacturers, and mid-size businesses that benefit from its claims and risk-control resources.
Does Travelers offer pay-as-you-go billing?
Travelers offers payroll-based billing options for qualifying accounts that work like pay-as-you-go, along with traditional installment plans. We can tell you at quote time which billing structure your business qualifies for.
How do I get a Travelers workers’ comp quote?
Provident Financial Group is an independent agency appointed with Travelers. We submit one application to Travelers and our other A-rated markets, then show you the comparison — call 866-964-6660 or request a quote online.
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