Class code 7219 — trucking, NOC (not otherwise classified) — covers general freight hauling, and it’s a heavy code: road exposure, loading injuries, and long-haul claim severity keep its rates high and carrier appetite selective.

Who falls under 7219

Trucking operations hauling general freight: local and long-haul carriers, owner-operators with employees, and the driver payroll of businesses whose trucking rises beyond incidental delivery.

Common misclassification traps

Three recurring issues: businesses whose delivery operations grow until drivers belong in 7219 rather than the store’s governing class; owner-operator and lease-driver arrangements that get reclassified as employment at audit; and terminal/dock payroll mixing with driver payroll without records to separate them.

Rate context

7219 commonly prices in the high single digits to mid-teens per $100 of payroll depending on state and radius of operations. Fleet safety programs, MVR discipline, and return-to-work practices move the mod — and the mod moves everything at these rates. See our guide to how premiums are calculated for the full mechanics.

Related codes

7228/7229 (short-haul and long-haul distinctions in some states), 8017/8018 (store codes whose incidental delivery stays put), 8810 for dispatch and office staff with proper separation.

Class code 7219 FAQs

What does class code 7219 cover?

General freight trucking — local and long-haul — including driver payroll of businesses whose hauling has grown beyond incidental delivery under their governing class.

What’s the biggest misclassification risk with 7219?

Owner-operator and 1099 driver arrangements reclassified as employment at audit, and delivery operations that outgrew the store’s governing class. Contracts, certificates, and payroll records decide these disputes.

What does 7219 cost per $100 of payroll?

High single digits to mid-teens per $100 of payroll by state and radius. Safety programs and MVR discipline pay for themselves through the experience mod at these rates.

Can one business use multiple class codes?

Usually, yes — most businesses have an office/clerical component (8810) alongside their governing class, and payroll can often be split when records support it. Done correctly, splitting payroll across codes is one of the most reliable premium reductions available. Done sloppily, it’s an audit dispute.

Not sure your operation is classified correctly? Misclassification runs both directions — some businesses overpay for years, others build audit bombs. Have us review your class codes, or browse the full class code guide.