Class code 8018 covers wholesale store operations — businesses selling goods to other businesses, with the warehouse work that implies. Its boundary with retail codes (like 8017) and with trucking exposure is where distributors get rated wrong. Get multiple quotes within minutes.

Who falls under code 8018

Wholesale operations’ warehouse, counter, and sales staff. The retail/wholesale split follows who you sell to; meaningful delivery operations may pull driver payroll into 7380; and clerical office staff can often split into office codes.

The misclassification traps

• Mixed retail-wholesale operations defaulting to the wrong side of the 8017/8018 line
• Delivery drivers left in the store code instead of 7380
• Office staff not split into clerical despite qualifying

What drives your 8018 premium

Payroll in the class, your experience mod, state rates for 8018, and carrier appetite — which varies more for this class than owners expect. Distribution businesses usually carry three or four codes when rated correctly — store, drivers, clerical — and the splits typically save money versus one blended class. The fix for all of it is the same: accurate payroll split by class, clean documentation, and multiple carriers quoted side by side. See our full class code directory.

Frequently asked questions

What is workers’ comp class code 8018?

Code 8018 covers wholesale store operations selling to businesses rather than the public. Correctly rated distributors typically split payroll across store, driver (7380), and clerical codes — usually cheaper than one blended classification.

Can one business have code 8018 and other class codes?

Yes — most businesses carry multiple class codes with payroll split among them. The rules for when payroll can be divided are strict and state-specific, which is exactly where a comp-focused agency earns its keep at audit time.

Think you’re misclassified — or overpaying? We review classifications as part of every quote. Get multiple quotes within minutes.