Outside Salespersons — what the code covers, how it rates, and how to make sure you’re not overpaying.
Workers Comp Class Code 8742
Janitorial Services — what it covers, what it costs, and where businesses get it wrong.
NCCI class code 8742 covers salespersons, collectors, and messengers working away from the employer’s premises — the classic “outside sales” classification used across nearly every industry. Because your class code sets your rate per $100 of payroll, getting it right is the difference between a fair premium and quietly overpaying every payroll cycle. Get multiple quotes within minutes and we’ll verify the classification while we’re at it.
How class code 8742 rates
8742 is one of the lowest-rated standard classes — which is why correctly carving qualifying sales payroll out of a governing class can meaningfully cut a company’s total premium. Your actual rate depends on your state, your carrier, and your experience mod — which is why the same payroll can price very differently across markets.
Common misclassifications
The rules are strict: an employee who also does warehouse work, deliveries of product, or shop-floor duties usually can’t stay in 8742. Auditors look hard at this class precisely because it’s cheap — clean job descriptions and payroll separation are what make the assignment stick.
Getting quotes for outside salespersons
Carrier appetite for 8742 varies — some markets love this class and price it aggressively. We shop multiple carriers, check the classification against your actual operations, and flag payroll that qualifies for lower-rated companion classes. Wondering how classifications change your total? See how premiums are calculated and our class code library.
Frequently asked questions
Can any salesperson be classified under 8742?
No — 8742 generally requires duties limited to outside sales/collection away from the premises. Employees who also handle product, deliveries, or shop work typically belong in the governing class, and auditors scrutinize this code closely.
Does my experience mod affect my 8742 rate?
Yes — the class code sets the base rate; your experience mod multiplies it. See our guide to experience mods for how claims history moves your premium.
Think you might be misclassified — or just overpaying? Get multiple quotes within minutes and we’ll review your class codes carrier by carrier.