Hotels & Motels — what the code covers, how it rates, and how to make sure you’re not overpaying.

Workers Comp Class Code 9052

Janitorial Services — what it covers, what it costs, and where businesses get it wrong.

NCCI class code 9052 covers hotel and motel employees other than restaurant staff — housekeeping, front desk, maintenance, bell staff, and management. Hotel restaurant employees typically belong in their own hospitality food-service class. Because your class code sets your rate per $100 of payroll, getting it right is the difference between a fair premium and quietly overpaying every payroll cycle. Get multiple quotes within minutes and we’ll verify the classification while we’re at it.

How class code 9052 rates

9052 rates in the moderate range — housekeeping drives the claims (lifting, slips, repetitive strain), which is why payroll splits between housekeeping-heavy and desk-heavy properties matter at audit. Your actual rate depends on your state, your carrier, and your experience mod — which is why the same payroll can price very differently across markets.

Common misclassifications

Lumping hotel restaurant and bar staff into 9052 instead of the hotel food-service class, burying true clerical payroll that qualifies for 8810, and mishandling contracted housekeeping services — all three show up constantly at audit time.

Getting quotes for hotels & motels

Carrier appetite for 9052 varies — some markets love this class and price it aggressively. We shop multiple carriers, check the classification against your actual operations, and flag payroll that qualifies for lower-rated companion classes. See our full workers’ comp for hotels & motels guide for the complete coverage picture.

Frequently asked questions

Are hotel restaurant employees covered under 9052?

Typically no — hotel restaurant employees are separately classified under a hospitality food-service class. Splitting payroll correctly between hotel operations and food service is essential to accurate premium.

Does my experience mod affect my 9052 rate?

Yes — the class code sets the base rate; your experience mod multiplies it. See our guide to experience mods for how claims history moves your premium.

Think you might be misclassified — or just overpaying? Get multiple quotes within minutes and we’ll review your class codes carrier by carrier.

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