Class Code Guide
Workers Comp Class Code 9082
Restaurants — what it covers, what it costs, and where businesses get it wrong.
Class code 9082 — restaurant, NOC — covers table-service restaurants, and together with its counter-service sibling 9083 it prices the food-service industry’s daily reality: knives, burns, wet floors, and a workforce that turns over fast.
Who falls under 9082
Table-service restaurants: servers, kitchen staff, bartenders in food-led operations, hosts, and management payroll in many states. Counter-service and fast-food operations generally belong in 9083; bars and taverns where alcohol leads often belong elsewhere.
Common misclassification traps
The 9082/9083 boundary (service model matters), delivery drivers — whose payroll frequently belongs in a driver classification, not the restaurant code — and tip reporting: in many states reported tips figure into payroll for premium purposes, and inconsistent records create audit disputes.
Rate context
Restaurant codes typically price in the low single dollars per $100 of payroll — moderate rates where premium size is driven mostly by headcount and turnover. Onboarding safety (cut gloves, floor protocols) shows up in the mod within a couple of years. See our guide to how premiums are calculated for the full mechanics.
Related codes
9083 (counter service/fast food), 9084 (bars and taverns in many states), 8810 for genuinely separated office payroll, driver codes for delivery staff.
Class code 9082 FAQs
What does class code 9082 cover?
Table-service restaurants — kitchen, service, and bar payroll in food-led operations. Counter-service operations generally take 9083 instead.
What’s the biggest misclassification risk with 9082?
Delivery drivers classified under the restaurant code instead of a driver code, and tip-reporting inconsistencies that turn audits into disputes. Service-model boundaries between 9082, 9083, and bar codes also move rates.
What does 9082 cost per $100 of payroll?
Low single dollars per $100 of payroll in most states. Premium scales with headcount, so turnover control and kitchen safety practices show up in the mod quickly.
Can one business use multiple class codes?
Usually, yes — most businesses have an office/clerical component (8810) alongside their governing class, and payroll can often be split when records support it. Done correctly, splitting payroll across codes is one of the most reliable premium reductions available. Done sloppily, it’s an audit dispute.
Not sure your operation is classified correctly? Misclassification runs both directions — some businesses overpay for years, others build audit bombs. Have us review your class codes, or browse the full class code guide.
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