Restaurants — Fast Food — what the code covers, how it rates, and how to make sure you’re not overpaying.
Workers Comp Class Code 9083
Janitorial Services — what it covers, what it costs, and where businesses get it wrong.
NCCI class code 9083 covers counter-service and fast food restaurants where customers order and pick up at a counter — quick-service burger, taco, pizza-by-the-slice, coffee, and sandwich concepts, including their cooks, counter staff, and shift managers. Because your class code sets your rate per $100 of payroll, getting it right is the difference between a fair premium and quietly overpaying every payroll cycle. Get multiple quotes within minutes and we’ll verify the classification while we’re at it.
How class code 9083 rates
9083 rates moderately — higher than clerical work but typically below full-service restaurants, reflecting burn and cut claims against a younger, high-turnover workforce. Your actual rate depends on your state, your carrier, and your experience mod — which is why the same payroll can price very differently across markets.
Common misclassifications
The big one is 9083 vs 9082: table service belongs in 9082 (restaurants NOC), counter service in 9083 — and getting it backwards changes premium meaningfully. Delivery drivers add another wrinkle: their payroll and duties need to be disclosed properly, not buried in the kitchen class.
Getting quotes for restaurants — fast food
Carrier appetite for 9083 varies — some markets love this class and price it aggressively. We shop multiple carriers, check the classification against your actual operations, and flag payroll that qualifies for lower-rated companion classes. Run a food business? Our sister site handles the full restaurant package at USRestaurantInsure.com, and see workers’ comp for restaurants.
Frequently asked questions
What’s the difference between class codes 9082 and 9083?
9082 covers restaurants with table service; 9083 covers fast food and counter-service operations. The distinction is how customers are served, and misassigning it is one of the most common restaurant comp errors.
Does my experience mod affect my 9083 rate?
Yes — the class code sets the base rate; your experience mod multiplies it. See our guide to experience mods for how claims history moves your premium.
Think you might be misclassified — or just overpaying? Get multiple quotes within minutes and we’ll review your class codes carrier by carrier.